FaultFreeClaims

Local accident help

Accident help in Miami, FL

Traffic on I-95, the Palmetto Expressway (SR-826), and US-1 keeps Miami-Dade among the busiest driving environments in Florida, and crashes here often involve tourists, rideshares, and uninsured drivers. If you were hurt, Florida's no-fault system means your own $10,000 PIP coverage usually pays first, though serious injuries can quickly move beyond those limits. FaultFreeClaims can connect you with an independent, licensed attorney who knows how Miami-Dade claims work.

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Accidents in and around Miami

An adjuster will call before the soreness peaks. That call is not neutral. Crashes here land on I-95, on the Palmetto Expressway, on US-1 through Brickell and Coral Way, and on the causeways out to the beach, where a rental car, a rideshare driver, and someone carrying no coverage at all can meet in the same pile-up. Florida pays your first medical bills out of your own $10,000 PIP, whoever caused it. Serious injuries pass that number fast. A suit goes to the Eleventh Judicial Circuit in Miami-Dade County. We'll put you in front of an attorney who works in that courthouse.
County
Miami-Dade County
Major corridors
I-95 · US-1 · SR-826 (Palmetto Expressway)
Local courts
Miami-Dade County Courthouse (Eleventh Judicial Circuit)
Areas we cover in Miami

Brickell · Little Havana · Wynwood · Coconut Grove · Coral Way · Allapattah

Your deadline

2 years

Reduced from 4 to 2 years by HB 837 (2023). Wrongful death 2 years. Medical 2 years.

How fault works

Modified comparative negligence, 50% bar (post-HB837, 2023)

Nearby cities we serve

Frequently asked questions

Where do I get a crash report after a wreck in Miami?

It depends on who worked the scene. City streets are usually Miami Police; I-95, SR-836, and the Palmetto are usually Florida Highway Patrol. Either way the report ends up with FLHSMV, and you can ask for a copy through the state's crash portal or straight from the agency that wrote it, which is usually the faster route in the first days after a crash.

Which court would handle an injury case filed in Miami?

Miami-Dade County. Civil claims are filed at the Miami-Dade County Courthouse, and the trial court there is the Eleventh Judicial Circuit. Smaller claims are handled in county court and larger ones in circuit court; which side of that line your claim falls on depends on the amount, and that's a question for a lawyer, not for us. We are not a law firm.

The driver who hit me had no insurance. What happens now?

Your own PIP still pays first, $10,000 of it, regardless of fault. After that, uninsured motorist coverage on your own policy is often the next place to look, and it's worth checking, because people carry it without realizing they do. Pull your declarations page. An attorney can read the policy and tell you what's actually there.

How long do I have to file an injury claim in Florida?

In Florida, the deadline is generally 2 years from the date of the accident. Reduced from 4 to 2 years by HB 837 (2023). Wrongful death 2 years. Medical 2 years. Deadlines are strict — the sooner you act, the more options you have.

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