FaultFreeClaims

Accident & injury help

Accident & injury help in Louisiana

If you were injured in an accident anywhere in Louisiana, from New Orleans to Baton Rouge, you don't have to sort out the state's one-of-a-kind civil-law rules on your own. Louisiana works differently from every other state, and its injury deadline changed recently, so it helps to have someone who knows the current law on your side. FaultFreeClaims connects you, free and fast, with an independent, licensed Louisiana attorney who can review your situation.

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Your deadline

2 years

'Prescriptive period' 2 years as of 2024-07-01 (was 1 year — a major recent change). Uses civil-law terminology.

How fault works

Pure comparative negligence (civil-law 'delictual' actions)

In Louisiana, the deadline to bring an injury claim is called the 'prescriptive period,' not the statute of limitations, reflecting the state's civil-law tradition. As of July 1, 2024, that period is 2 years from the date of the accident, a major change, because it used to be just 1 year. Since so much older information online still lists the old one-year deadline, it's worth confirming your exact timeline with an attorney as soon as possible.
Louisiana follows a 'pure comparative negligence' rule for injury cases, which the state's civil law calls 'delictual' actions. In plain terms, you can still recover money even if you were partly at fault; your compensation is simply reduced by your own percentage of blame. This matters because the other side's insurer may try to pin extra fault on you to shrink what they pay, which is one reason having an attorney review your claim can help.

Louisiana cities we serve

Frequently asked questions

How long do I have to bring an injury claim in Louisiana?

As of July 1, 2024, Louisiana gives you 2 years from the date of your accident, what the state calls the 'prescriptive period.' This is a recent change from the old 1-year deadline, so don't rely on older articles that still say one year. Missing the deadline can permanently end your right to recover, so it's smart to act early. FaultFreeClaims can connect you with a Louisiana attorney who can confirm your exact deadline.

Can I still recover money if the accident was partly my fault?

Yes. Louisiana uses pure comparative negligence, which means you can recover even if you share some of the blame. Your compensation is reduced by your percentage of fault, so if you're found 20% at fault, your recovery is reduced by 20%. An independent attorney can help push back if the insurer tries to overstate your share.

Does Louisiana have no-fault car insurance like Florida?

No. Louisiana is an at-fault (tort) state and does not require Personal Injury Protection (PIP), so there's no built-in no-fault coverage. That generally means you pursue the at-fault party and their insurer for your injuries. Because proving fault matters so much here, connecting with a Louisiana attorney early can make a real difference.

Why is Louisiana's injury law so different from other states?

Louisiana is the only U.S. state with a civil-law system rooted in the Napoleonic Code, so it uses different terms: 'prescription' instead of statute of limitations and 'delictual actions' instead of torts. Injury cases go through District Courts that are organized by parish rather than county. These differences are exactly why a Louisiana-licensed attorney who knows the local system is so valuable, and FaultFreeClaims can match you with one at no cost.

Does it cost anything to get connected?

No. Getting connected with an attorney through FaultFreeClaims is free and comes with no obligation. We are not a law firm — we connect you with independent, licensed attorneys.

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