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Accident & injury help

Accident & injury help in North Carolina

If you've been hurt in an accident in North Carolina, you don't have to figure out your next steps alone. North Carolina follows one of the strictest fault rules in the country, which makes getting the right legal guidance early especially important — and FaultFreeClaims makes that simple. We connect you, free and within minutes, with an independent, licensed North Carolina attorney who can review your situation.

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Your deadline

3 years

3 years personal injury; wrongful death 2 years.

How fault works

PURE CONTRIBUTORY NEGLIGENCE — 1% at fault bars all recovery

In North Carolina, you generally have 3 years from the date of the accident to file a personal injury claim in court. If the accident led to the loss of a loved one, a wrongful death claim usually must be filed within 2 years instead. These deadlines are strict, so it's wise to have an attorney review your case well before time runs out — and we can connect you with one at no cost.
North Carolina is one of only a handful of states that follows 'pure contributory negligence.' In plain terms, if you are found even 1% at fault for the accident, you can be barred from recovering anything at all. Because insurers know this and often argue you share some of the blame, having an independent attorney who understands the rule can make an enormous difference — and we can connect you with one for free.

Accident types we help with in North Carolina

Car AccidentsTruck AccidentsMotorcycle AccidentsRideshare (Uber & Lyft) AccidentsPedestrian AccidentsSlip & FallWorkplace InjuriesConstruction AccidentsDog Bites & Animal AttacksWrongful Death

North Carolina cities we serve

Frequently asked questions

What does North Carolina's contributory negligence rule mean for my claim?

It means that if the other side can show you were even 1% responsible for the accident, you may be blocked from recovering any money at all. This makes North Carolina one of the toughest states in the nation for injury victims, and it's why insurers often push hard to assign you a share of the blame. Connecting early with an independent, licensed attorney who knows this rule can help protect your claim.

How long do I have to file an injury claim in North Carolina?

For most personal injury claims, North Carolina gives you 3 years from the date of the accident to file in court. If a loved one died as a result of the accident, a wrongful death claim generally must be filed within 2 years. Because these deadlines are firm, it's best to have an attorney review your situation early — and we can match you with one at no charge.

Does North Carolina have no-fault car insurance or PIP?

No. North Carolina is an at-fault (tort) state, not a no-fault state, so it does not require Personal Injury Protection (PIP) coverage. That generally means the at-fault driver's insurance is responsible for the harm they cause, rather than your own policy paying first. An independent attorney can help you understand which coverage applies to your accident — and we can connect you with one for free.

How much does it cost to get connected with an attorney through FaultFreeClaims?

Getting connected through FaultFreeClaims is free and takes only a few minutes. We are not a law firm and we do not give legal advice — we simply match you with an independent, licensed North Carolina attorney who can review your case. The attorney can explain any fees directly when you speak with them, with no obligation on your part.

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