FaultFreeClaims

Accident & injury help

Accident & injury help in Tennessee

If you've been injured in an accident in Tennessee, the most important thing to know is that the clock is already running. FaultFreeClaims is not a law firm — we're a free service that quickly connects injured Tennesseans with independent, licensed attorneys in their area, so you can focus on healing while a professional reviews your situation. There's no cost to get matched, and reaching out early matters more here than in almost any other state.

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Your deadline

1 year

ONLY 1 YEAR for personal injury — among the shortest in the nation. Wrongful death 1 year.

How fault works

Modified comparative negligence, 50% bar

Tennessee gives you just 1 year from the date of your injury to file a personal injury lawsuit — one of the shortest deadlines in the nation. That same one-year limit generally applies to wrongful death claims as well. Because the window closes so fast, connecting with an attorney soon after your accident can be the difference between having a claim and losing it entirely.
Tennessee is an at-fault (tort) state that follows a rule called modified comparative negligence with a 50% bar. In plain terms, you can still recover money as long as you are found less than 50% responsible for the accident, but any award is reduced by your share of the blame — and if you're 50% or more at fault, you recover nothing. Because how fault is assigned can directly change what you receive, having an independent attorney evaluate your case can be especially important.

Tennessee cities we serve

Frequently asked questions

How long do I have to file an injury claim in Tennessee?

In most cases you have only 1 year from the date of the accident to file a personal injury lawsuit in Tennessee — among the shortest deadlines in the country. Wrongful death claims generally follow the same one-year limit. Missing this window usually means losing the right to recover, which is why we connect you with an independent attorney quickly and at no cost.

Is Tennessee a no-fault or PIP state for car accidents?

No — Tennessee is an at-fault (tort) state, not a no-fault state, and it does not require Personal Injury Protection (PIP) coverage. That generally means the driver who caused the crash, and their insurer, is responsible for paying for your injuries. An independent attorney we match you with can help identify who may be responsible in your situation.

What if I was partly at fault for my accident?

You may still be able to recover in Tennessee under its modified comparative negligence rule, as long as you were less than 50% at fault. Your compensation would be reduced by your percentage of responsibility, and being 50% or more at fault would bar recovery entirely. Because these percentages matter so much, it's worth having an independent attorney review the facts before you accept anyone's conclusion about blame.

How does FaultFreeClaims help, and what does it cost?

FaultFreeClaims is a free service that connects people injured in Tennessee — from Nashville and Memphis to Knoxville and Chattanooga — with independent, licensed attorneys who handle cases like theirs. We are not a law firm and do not give legal advice; we simply match you quickly so you don't lose time against Tennessee's tight one-year deadline. There's no cost to be connected.

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