FaultFreeClaims

Accident & injury help

Accident & injury help in Florida

If you were recently injured in an accident in Florida, take a breath — you don't have to figure out the next step alone. Florida is the original 'no-fault' state, and it's exactly the situation FaultFreeClaims was built for: we connect you, free and fast, with an independent, licensed attorney who works on cases like yours. There's no cost to be matched and no obligation, just a clear path to someone who can look at your claim.

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Your deadline

2 years

Reduced from 4 to 2 years by HB 837 (2023). Wrongful death 2 years. Medical 2 years.

How fault works

Modified comparative negligence, 50% bar (post-HB837, 2023)

In Florida, you generally have 2 years from the date of your injury to file a personal injury claim. That deadline was shortened from 4 years to 2 years by HB 837 in 2023, and the same 2-year window applies to wrongful death and medical injury claims. Because the clock is now tighter than many people expect, it's worth getting connected with an attorney early so no deadline slips past you.
Florida uses modified comparative negligence with a 50% bar. That means if you share some of the blame for what happened, any recovery can be reduced by your percentage of fault — and if you're found more than 50% at fault, you may not be able to recover at all. Because how fault gets assigned can change everything, it helps to have an independent attorney review the details of your accident.

Florida cities we serve

Frequently asked questions

Is Florida really a 'no-fault' state?

Yes. Florida is the original no-fault state for auto accidents, which means every driver is required to carry at least $10,000 in Personal Injury Protection (PIP) that pays certain of your own medical bills regardless of who caused the crash. PIP has limits, though, and serious injuries often fall outside what it covers. If that's your situation, we can connect you with an independent attorney who can explain your options.

How long do I have to file an injury claim in Florida?

For most personal injury claims, Florida now gives you 2 years from the date of the injury — a deadline that HB 837 shortened from 4 years in 2023. Wrongful death and medical injury claims generally follow the same 2-year window. Missing the deadline can end a claim before it starts, so it's smart to get matched with an attorney well before time runs out.

Can I still recover if the accident was partly my fault?

Possibly. Florida follows modified comparative negligence with a 50% bar, so if you're found partly responsible, any recovery is reduced by your share of the fault — but if you're more than 50% at fault, you generally can't recover. Since even a small shift in how fault is assigned matters, an independent attorney can help you understand where you stand.

What does FaultFreeClaims do, and what does it cost?

FaultFreeClaims is not a law firm, an insurance company, or an adjuster, and we don't give legal advice. What we do is connect you — free and with no obligation — with an independent, licensed attorney in Florida who can review your accident and explain your rights. You decide whether to move forward after that.

Hurt in an accident? Let's get you connected.

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