FaultFreeClaims

Motorcycle Accidents

Motorcycle Accidents in Florida

Motorcycle accidents in Florida tend to cause severe injuries, and riders often face unfair assumptions about who was to blame.

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Your deadline

2 years

Reduced from 4 to 2 years by HB 837 (2023). Wrongful death 2 years. Medical 2 years.

How fault works

Modified comparative negligence, 50% bar (post-HB837, 2023)

Because a rider has little protection, motorcycle crashes frequently lead to serious, high-cost injuries, and riders sometimes encounter bias that they must have been reckless. That perception can matter under Florida's modified comparative negligence rule with a 50% bar, where any compensation is reduced by your percentage of fault and being found more than 50% at fault bars recovery entirely. Florida's no-fault PIP system was built mainly around cars, so how your $10,000 PIP applies after a motorcycle crash is worth reviewing carefully. With the filing deadline now 2 years after HB 837 (2023), it helps to understand your options sooner rather than later. FaultFreeClaims can connect you with an independent, licensed Florida attorney who understands how these cases are treated.

What decides a motorcycle accident claim in Florida

  • The bike is evidence — bent forks, scrape direction, transferred paint — and it stops being evidence the day a salvage yard buys it.
  • Insurers open with speed, and riders answer honestly about how fast the bike could go — a different question from how fast it was going.
  • Florida's 50% bar turns that speed theory into a switch, not a dial. Cross half, and you recover nothing.
  • PIP was written around cars, so a rider's medical bills often have nowhere to land in month one while the 2-year deadline keeps running.
All accident help in Florida

Frequently asked questions

Does the bias against motorcyclists affect my claim in Florida?

It can, because Florida uses modified comparative negligence with a 50% bar: your recovery drops with your share of fault, and more than 50% bars it. An independent attorney can help push back on unfair blame.

How long do I have to file after a motorcycle accident in Florida?

Generally 2 years from the crash under HB 837 (2023). An independent Florida attorney can confirm the deadline for your specific situation.

Can I recover if the accident was partly my fault?

Florida follows this rule: Modified comparative negligence, 50% bar (post-HB837, 2023). Because the answer depends on the details, it's worth talking to an attorney who knows Florida law before assuming you have no case.

Does it cost anything to get connected?

No. Getting connected with an attorney through FaultFreeClaims is free and comes with no obligation. We are not a law firm — we connect you with independent, licensed attorneys.

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