FaultFreeClaims

Car Accidents

Car Accidents in Georgia

Car Accidents in Georgia can leave you facing medical bills and lost income while an insurance company decides what your claim is worth. Because Georgia is an at-fault state, the driver who caused the crash and their insurer are the ones responsible for paying.

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Your deadline

2 years

2 years personal injury; 2 years wrongful death; property damage 4 years.

How fault works

Modified comparative negligence, 50% bar

Unlike Florida's no-fault system, Georgia holds the at-fault driver's insurance company responsible for the harm they cause. Georgia follows modified comparative negligence with a 50% bar, so as long as you are less than 50% at fault you can still recover, though your compensation is reduced by your share of the blame. If you are found 50% or more responsible, you recover nothing, which is why how fault is assigned matters so much. Georgia generally gives you two years from the date of the crash to bring a personal injury claim, and evidence fades quickly. FaultFreeClaims can connect you with an independent, licensed Georgia attorney who can review what happened and explain your options.

What a connected attorney can do

  • Investigate what happened and identify who is responsible
  • Deal with the insurance companies so you don't have to
  • Track the 2 years filing deadline so you never miss it
  • Pursue the compensation you're actually owed
All accident help in Georgia

Frequently asked questions

Who pays for my injuries after a car accident in Georgia?

Georgia is an at-fault state, so the driver responsible for the crash and their insurance company are the ones who pay, and there is no mandatory no-fault (PIP) coverage like in Florida. An independent attorney we connect you with can help identify every insurer that may be responsible.

How long do I have to act after a Georgia car accident?

Georgia generally allows two years from the date of the injury to bring a personal injury claim, while property damage claims have a longer four-year window. Because deadlines and evidence do not wait, it is wise to speak with an independent Georgia attorney early.

Can I recover if the accident was partly my fault?

Georgia follows this rule: Modified comparative negligence, 50% bar. Because the answer depends on the details, it's worth talking to an attorney who knows Georgia law before assuming you have no case.

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