FaultFreeClaims

Rideshare (Uber & Lyft) Accidents

Rideshare (Uber & Lyft) Accidents in Louisiana

Rideshare accidents involving Uber or Lyft in Louisiana can be confusing because coverage depends on what the driver was doing at the moment of the crash. Louisiana's fault rules still decide who ultimately pays.

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Your deadline

2 years

'Prescriptive period' 2 years as of 2024-07-01 (was 1 year — a major recent change). Uses civil-law terminology.

How fault works

Pure comparative negligence (civil-law 'delictual' actions)

Whether the rideshare driver was waiting for a request, on the way to a passenger, or carrying one can change which insurance layer applies — the driver's personal policy or the platform's coverage. Louisiana remains an at-fault state, so the party responsible for the crash is generally liable, and its pure comparative negligence rule lets you recover even if you are found partly at fault, reduced by your share. The claim is subject to Louisiana's two-year prescriptive period, which took effect July 1, 2024 and replaced the former one-year deadline. Sorting through these overlapping policies is easier with legal guidance. FaultFreeClaims can connect you with an independent, licensed Louisiana attorney familiar with rideshare claims.

What a connected attorney can do

  • Investigate what happened and identify who is responsible
  • Deal with the insurance companies so you don't have to
  • Track the 2 years filing deadline so you never miss it
  • Pursue the compensation you're actually owed
All accident help in Louisiana

Frequently asked questions

Who pays after an Uber or Lyft accident in Louisiana?

It depends on the driver's status at the time — a personal auto policy or the rideshare platform's coverage may apply — but as an at-fault state, Louisiana holds the responsible party liable. An independent attorney matched through FaultFreeClaims can help determine which coverage applies.

As a passenger, do I have the same deadline to bring a claim?

Yes. Passengers, drivers, and others generally share the two-year prescriptive period in effect since July 1, 2024, up from one year. Connecting with a licensed attorney early helps preserve trip records and other evidence.

Can I recover if the accident was partly my fault?

Louisiana follows this rule: Pure comparative negligence (civil-law 'delictual' actions). Because the answer depends on the details, it's worth talking to an attorney who knows Louisiana law before assuming you have no case.

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