Car Accidents

Car Accidents in South Carolina

Car accidents in South Carolina turn on who was at fault. Unlike Florida's no-fault PIP model, South Carolina is an at-fault (tort) state, so the driver who caused the crash is responsible for the harm.

Answered 24/7
No cost to you
Any accident, anywhere

Get connected in 60 seconds

Free · No obligation · We connect you with an independent attorney.

We're not a law firm. If you already have a lawyer, you don't need us.

Your deadline

3 years

3 years personal injury; wrongful death 3 years.

How fault works

Modified comparative negligence, 51% bar

Because South Carolina follows an at-fault system rather than no-fault, the at-fault driver's insurance is generally the source of recovery after a crash. The state uses modified comparative negligence with a 51% bar, which means you can still recover damages as long as you were not more than 50% responsible, though any award is reduced by your share of the fault. Heavy tourist and out-of-state-driver traffic around Charleston and Myrtle Beach can make sorting out who was at fault more complicated. South Carolina generally gives you three years from the date of the crash to file a personal injury claim, so it helps to understand your options early. FaultFreeClaims can connect you with an independent, licensed South Carolina attorney to review your situation.

What decides a car accident claim in South Carolina

Three years sounds generous. It isn't, once an insurer spends months collecting records before quietly saying no to everything.
Photograph both cars before yours reaches a body shop — crush patterns are the cleanest record of impact angle, and repairs erase them.
Charleston and Myrtle Beach fill with out-of-state drivers who fly home within days, and the neutral witnesses standing on that corner leave with them.
South Carolina's line sits at 51%, not 50%, so an adjuster who pushes your share of the blame past it generally owes you nothing at all.

Car Accidents help by city

All accident help in South Carolina

Frequently asked questions

Is South Carolina a no-fault state for car accidents?

No. South Carolina is an at-fault (tort) state, so the driver who caused the crash and their insurer are generally responsible for the resulting harm, and there is no required PIP coverage. FaultFreeClaims can match you with an independent attorney who can explain how this applies to your case.

How long do I have to file a car accident claim in South Carolina?

The state generally allows three years from the date of the accident to file a personal injury claim. Because deadlines and exceptions can vary, it is wise to speak with an independent South Carolina attorney early, and we can connect you with one.

Does it cost anything to get connected?

No. Getting connected with an attorney through FaultFreeClaims is free and comes with no obligation. We are not a law firm — we connect you with independent, licensed attorneys.

Hurt in an accident? Let's get you connected.

It's free, it's fast, and there's no obligation. Talk to someone now.

Start my claim