FaultFreeClaims

Car Accidents

Car Accidents in South Carolina

Car accidents in South Carolina turn on who was at fault. Unlike Florida's no-fault PIP model, South Carolina is an at-fault (tort) state, so the driver who caused the crash is responsible for the harm.

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Your deadline

3 years

3 years personal injury; wrongful death 3 years.

How fault works

Modified comparative negligence, 51% bar

Because South Carolina follows an at-fault system rather than no-fault, the at-fault driver's insurance is generally the source of recovery after a crash. The state uses modified comparative negligence with a 51% bar, which means you can still recover damages as long as you were not more than 50% responsible, though any award is reduced by your share of the fault. Heavy tourist and out-of-state-driver traffic around Charleston and Myrtle Beach can make sorting out who was at fault more complicated. South Carolina generally gives you three years from the date of the crash to file a personal injury claim, so it helps to understand your options early. FaultFreeClaims can connect you with an independent, licensed South Carolina attorney to review your situation.

What a connected attorney can do

  • Investigate what happened and identify who is responsible
  • Deal with the insurance companies so you don't have to
  • Track the 3 years filing deadline so you never miss it
  • Pursue the compensation you're actually owed
All accident help in South Carolina

Frequently asked questions

Is South Carolina a no-fault state for car accidents?

No. South Carolina is an at-fault (tort) state, so the driver who caused the crash and their insurer are generally responsible for the resulting harm, and there is no required PIP coverage. FaultFreeClaims can match you with an independent attorney who can explain how this applies to your case.

How long do I have to file a car accident claim in South Carolina?

The state generally allows three years from the date of the accident to file a personal injury claim. Because deadlines and exceptions can vary, it is wise to speak with an independent South Carolina attorney early, and we can connect you with one.

Does it cost anything to get connected?

No. Getting connected with an attorney through FaultFreeClaims is free and comes with no obligation. We are not a law firm — we connect you with independent, licensed attorneys.

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